Clear planning, sensible fees, an orderly process
A properly drafted will is one of the simplest and most important pieces of financial planning you can put in place.
Cape Mutual prepares a standard will at no charge and, where our estate administration service is appropriate, offers executor’s remuneration of 2% of the gross value of estate assets, excluding VAT, rather than the prescribed maximum tariff of 3.5%.
Our aim is simple: clear planning during your lifetime, sensible fees after your death, and an orderly process for the people you leave behind.
| Gross estate value | Maximum tariff at 3.5%* | Cape Mutual fee at 2% | Illustrative saving |
|---|---|---|---|
|
R5 million |
R175,000 |
R100,000 |
R75,000 |
|
R10 million |
R350,000 |
R200,000 |
R150,000 |
|
R25 million |
R875,000 |
R500,000 |
R375,000 |
|
Illustrative executor’s remuneration on gross estate assets only. Figures exclude VAT and do not include remuneration on income collected after death, disbursements, taxes, professional fees or specialist services that may arise in administering an estate. |
|||
For many people, a straightforward will is all that is required. For others, estate planning needs to consider a much wider set of circumstances and identifying which is the first thing we do together.
Providing fairly for a spouse, children from more than one relationship, and dependants with different needs.
Structuring a trust within your will to protect minor children or beneficiaries who aren’t ready to inherit directly.
Coordinating a will with property, accounts or assets held outside
South Africa.
Planning for what happens to a business, partnership or shareholding on your death.
Accounting for existing maintenance orders or obligations to a former spouse or dependants.
Any other situation where a standard will isn’t enough on its own.
For many people, a straightforward will is all that is required. For others, estate planning needs to consider a much wider set of circumstances.
We will help identify where specialist legal, tax or fiduciary advice may be appropriate, particularly where an estate involves blended families, testamentary trusts, foreign assets, business interests or succession arrangements, significant maintenance obligations, or other complex family or financial circumstances.
Where specialist advice is required, Cape Mutual will coordinate with appropriately qualified professionals rather than attempting to provide advice outside our area of responsibility.
We offer a free introductory consultation, either at our Claremont office or online.
For clients whose requirements or estate circumstances fall outside Cape Mutual’s direct service model, we may – with the client’s consent – introduce an appropriate specialist estate-planning provider. Any material commercial relationship or referral remuneration will be disclosed where required.
Most arrangements begin with a straightforward conversation about your family, your business and where your interests sit. Book a time that suits you and we will take it from there.
Choose an available time in the Cape Mutual diary. You will receive a confirmation and calendar invitation by email.
Appointments are held by video or at our Claremont offices.
Initial consultations are without charge or obligation.